Tuesday, December 11, 2012
Monday, June 18, 2012
PELAKSANAAN PERJANJIAN PEMBIAYAAN DENGAN PRINSIP BAGI HASIL (MUDHARABAH) PADA BANK SYARIAH MANDIRI CABANG PONTIANAK
AYU NURHASANAH, SH
B4B 003 058
PROGRAM PASCASARJANA
UNIVERSITAS DIPONEGORO
S E M A R A N G
2 0 0 5
PELAKSANAAN PERJANJIAN PEMBIAYAAN DENGAN PRINSIP BAGI HASIL MUDHARABAH) PADA BANK SYARIAH MANDIRI CABANG PONTIANAK
ABSTRAKSI
Perekonomian Nasional didukung oleh adanya perbankan syariah sejak diterbitkannya Undang-Undang Nomor 7 Tahun 1992 tentang Perbankan yang kemudian dirubah dengan Undang-Undang Nomor 10 Tahun 1998 tentang Perubahan Atas Undang-Undang Nomor 7 Tahun 1992 tentang Perbankan. Bank Syariah
Thursday, June 7, 2012
ANALISIS PENGARUH KUALITAS LAYANAN, NILAI NASABAH, DAN ATRIBUT PRODUK ISLAM TERHADAP KEPUASAN NASABAH (Studi Kasus pada BNI Syariah Cabang Semarang)
Abstract
The
portion of Islamic banking is still small when compared with national
banks. But when viewed from different potential of this industry will
continue to grow exponentially. Various businesses can compete to win
Islamic banking market in a way satisfying the customer. Likewise with
BNI Syariah after pursuing a strategy spin-off of Bank BNI, will be more
independent and focus to meet customer requirements in order to reach
customer satisfaction. In this study the authors use the service
quality, customer value, and product attributes of Islam as an
independent variable to be studied how they affect customer
satisfaction.
Wednesday, June 6, 2012
ANALISIS PERBANDINGAN KINERJA KEUANGAN BANK SYARI’AH DAN BANK KONVENSIONAL SEBELUM, SELAMA, DAN SESUDAH KRISIS GLOBAL TAHUN 2008 DENGAN MENGGUNAKAN METODE CAMEL (Studi Kasus Pada PT Bank Syari’ah Mandiri dan PT Bank Mandiri Tbk)
Abstrak
In 2008 the global financial crisis that hit the United States has spread to
the whole world. Condition of the global economic crisis will certainly affect the
financial performance of a bank, and each banks has the financial performance
conditions vary in receiving the impact of global crisis, including conventional
bank and sharia banks. Thus the purpose of this study was to determine the
comparative financial performance of sharia banks and conventional banks,
which are used in this study is the Bank Mandiri Tbk and Bank Syariah Mandiri.
In evaluating the performance of the bank, this study used CAMEL ratios,
which consists of the categories of Capital, Asset, Management, Earning, and
Liability.
POSISI DAN PROSPEK BANK SYARIAH DALAM DUNIA USAHA PERBANKAN
download full PDF version
Abstrak
Bank as intermediary financial has strategic position in economic growth. Bank
should have give priority to the fairness. In modern economic system, interest rate has
been interrelating with banking. The interdependention of money with another economic
variable, every fluctuation of interest rate will make economic dis-stability. Islamic
banking was born cause of comtnittment of muslim people to apply syariah principle in
equality, transparancy and fairness through profit and loss sharing principle. In fact,
the banking system has not able to cope the situation of economic sector. Islamic banking
has a good viability and support in real sector.
The contribution of islamic banking –
although has not optimal yet- but it has highly potensial in developing the modern
financial system. This study suggests that integrated cooperation among the stakeholders
should be performed to resolve the economic turbulencies.
Keywords : bank, interest rate, islamic banking, profit and loss sharing, economic fairness
Bank sebagai lembaga intermediasi dalam pengelolaan dana, mempunyai posisi
strategis dalam mendorong pertumbuhan ekonomi. Peran intermediasi bank merupakan
amanah yang harus dijalankan dengan tetap mengedepankan prinsip keadilan. Dalam
perekonomian modern, penggunaan bunga senantiasa dikaitkan dengan operasionalisasi
sistem perbankan. Karena interdependensinya dengan berbagai variabel ekonomi lainnya,
maka setiap gejolak yang terjadi pada bunga akan mengakibatkan pula ketidakstabilan
ekonomi.
Lahirnya bank-bank syariah dalam satu dekade terakhir adalah wujud komitmen
masyarakat untuk menerapkan prinsip syariah dalam mewujudkan kesetaraan, kejujuran
dan keadilan melalui sistem bagi hasil. Pada saat bank konvensional tidak mampu bertahan
dalam menghadapi gejolak krisis, justru bank syariah memiliki daya tahan yang tangguh
dan tetap mampu mendukung sektor rill. Wujud kontribusi nyata bank syariah -meskipun
belum optimal- merupakan potensi besar bagi pengembangan sistem keuangan modern.
Peran serta semua pihak dan pelaku ekonomi terkait merupakan keharusan yang segera
direalisasikan untuk mewujudkan sistem keuangan alternatif dalam memecahkan masalah
ekonomi.
Abstrak
Bank as intermediary financial has strategic position in economic growth. Bank
should have give priority to the fairness. In modern economic system, interest rate has
been interrelating with banking. The interdependention of money with another economic
variable, every fluctuation of interest rate will make economic dis-stability. Islamic
banking was born cause of comtnittment of muslim people to apply syariah principle in
equality, transparancy and fairness through profit and loss sharing principle. In fact,
the banking system has not able to cope the situation of economic sector. Islamic banking
has a good viability and support in real sector.
The contribution of islamic banking –
although has not optimal yet- but it has highly potensial in developing the modern
financial system. This study suggests that integrated cooperation among the stakeholders
should be performed to resolve the economic turbulencies.
Keywords : bank, interest rate, islamic banking, profit and loss sharing, economic fairness
Bank sebagai lembaga intermediasi dalam pengelolaan dana, mempunyai posisi
strategis dalam mendorong pertumbuhan ekonomi. Peran intermediasi bank merupakan
amanah yang harus dijalankan dengan tetap mengedepankan prinsip keadilan. Dalam
perekonomian modern, penggunaan bunga senantiasa dikaitkan dengan operasionalisasi
sistem perbankan. Karena interdependensinya dengan berbagai variabel ekonomi lainnya,
maka setiap gejolak yang terjadi pada bunga akan mengakibatkan pula ketidakstabilan
ekonomi.
Lahirnya bank-bank syariah dalam satu dekade terakhir adalah wujud komitmen
masyarakat untuk menerapkan prinsip syariah dalam mewujudkan kesetaraan, kejujuran
dan keadilan melalui sistem bagi hasil. Pada saat bank konvensional tidak mampu bertahan
dalam menghadapi gejolak krisis, justru bank syariah memiliki daya tahan yang tangguh
dan tetap mampu mendukung sektor rill. Wujud kontribusi nyata bank syariah -meskipun
belum optimal- merupakan potensi besar bagi pengembangan sistem keuangan modern.
Peran serta semua pihak dan pelaku ekonomi terkait merupakan keharusan yang segera
direalisasikan untuk mewujudkan sistem keuangan alternatif dalam memecahkan masalah
ekonomi.
Tuesday, June 5, 2012
Monday, June 4, 2012
Tuesday, May 29, 2012
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